CUSOs at a Glance. For example, individual accounts are insured separately from joint accounts, as are IRAs. Administered by the National Credit Union Administration, provides members with at least $250,000 of insurance at a federally insured credit union. The NCUA’s mission is to ensure the nation’s system of cooperative credit remains safe and sound. Online & Mobile Banking. NCUA Share Insurance Estimator. Backed by the full faith and credit of the U.S. government, NCUSIF If you're … The Share Insurance Estimator can be used to calculate the insurance coverage of all types of share accounts offered … Based on the NCUA's final NCUSIF audit, the equity ratio on insured shares stands at 1.46 percent – higher than the current normal operating level (NOL) of 1.39 percent. Credit Union Resources & Expansion. including: Even if these nondeposit investment or insurance products are sold at If you’ve been financially impacted by the current COVID-19 crisis, we encourage you to call 202-212-6400 or email so we can help. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). Saving & Investing. Additional information on NCUA share insurance coverage for consumers is available at MyCreditUnion.gov. The National Credit Union Administration, commonly referred to as NCUA, is the federal government agency that charters and supervises federal credit unions. NCUA’s Electronic Share Insurance Calculator (ESIC) Tips for Maximizing FDIC & NCUA Insurance Coverage. Learn more about NCUA share insurance coverage at MyCreditUnion.gov. State. The National Credit Union Administration, commonly referred to as NCUA, is an independent agency of the United States government that regulates, charters and supervises federal credit unions. The Electronic Share Insurance Calculator (E-Calculator) through NCUA’s website (webapps.ncua.gov/ins) is available to calculate share insurance coverage on individual accounts, joint accounts, revocable trust accounts and IRAs. To achieve this, the agency’s examination program focuses on risks to the broader system and the National Credit Union Share Insurance Fund. Mortgages & Home Ownership. All examples are … NCUA insures accounts in credit unions through the National Credit Union Share Insurance Fund (Share Insurance Fund). The National Credit Union Administration's (NCUA) Share Insurance Estimator lets consumers, credit unions, and their members know how its share insurance rules apply to member share accounts—what's insured and what portion (if any) exceeds coverage limits. Most people don’t keep more than $250,000 in bank or credit union accounts. Backed by the full faith and credit of the U.S. government, the NCUSIF insures the … Credit Union customer, your deposits are insured by the NCUA up to $250,000 per depositor, for each account ownership category.. Mobile Payments & Mobile Wallets. The National Credit Union Administration (NCUA) is the independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF). Chartering. The National Credit Union Administration's (NCUA) Share Insurance Estimator lets consumers, credit unions, and their members know how its share insurance rules apply to member share accounts—what's insured and what portion (if any) exceeds coverage limits. Merger Activity & Insurance Report. We are strongly positioned and prepared to weather turmoil like the current pandemic while serving your needs. The Share Insurance Fund is backed by the full faith and credit of the United States Government. NCUA Insurance is Peace of Mind for You. 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